Risk Management

All Duck Members should always review the risks associated with their performing and teaching activities to ensure adequate safety.

It is a requirement of the policy that every member take reasonable precautions to prevent claims, and specifically stated as a policy condition:

4.11 Reasonable care

You will take all reasonable measures and care to:

4.11.1 maintain premises and plant in satisfactory condition;

4.11.2 employ only competent employees;

4.11.3 comply with all statutory obligations, by-laws or regulations imposed by any public authority for the safety of persons or property;

4.11.4 prevent Personal Injury, Property Damage and/or Advertising Injury and/or any other loss, damage or expense; and

4.11.5 prevent the manufacture, sale or distribution of defective Products.

If You do not comply with this clause 4.11, the Company may reduce or refuse Your claim to the extent the Company is prejudiced by Your failure to do so.