A not-for-profit association providing low-cost insurance options for performers and artists
 (03) 4714 0414
 

Activities by Category

The Duck for Cover insurance program is designed to cover members while performing, rehearsing or teaching their specified performing activities.

The following activities are specifically excluded from the policy:

  • Stunts

  • The teaching of any sporting or fitness activity (gymnastics, zumba, yoga, karate, etc.). 

The activities that can be covered under the Duck for Cover policy fall into four categories. You can select to be covered for any number of activities, the Public Liability rate you pay is the rate for the highest category your activities fall into.

category 1

  • Balloon Sculpting 
  • Bubble Blowing  (Detergent bubbles blown and sculpted. Usually small but sometimes body-sized).  
  • Caricature 
  • Cartoonist 
  • Character / Costume Character  (Includes costumes and/or makeup. Usually roving. e.g. Santa, Easter Bunny and others. Includes mascot work). 
  • Comedian 
  • Digital Artist  (Includes illustration, digital prints, animation, graphic novels, of the member's original creative work).
  • Bingo Caller  
  • Compère 
  • Hula Hoop 
  • Magician (Close up, sleight of hand and stage. Includes equipment-based illusions. Also known as illusion. If you use live animals or birds or naked flame (including flash paper) you will need to select Category 3 – Fire Acts).
  • Marching / Baton twirling 
  • Marriage Celebrant (performance risk only)
  • MC
  • Mime
  • Model / Promotion Girl/Boy   (Must be over 18 years old). 
  • Murder Mystery Host
  • Poet
  • Model
  • Public Speaker
  • Puppetry  (Includes marionettes, glove puppets, life-size (or larger) figures. Sometimes involves puppet stage and props). 
  • Race Caller
  • Spruiker
  • Statues (performance)
  • Story-teller / Writer
  • Tarot Reader / Astrologer / Clairvoyant (performance risk only)
  • Television / Radio Presenter
  • Trivia Host
  • Visual Artist / Craft Artist  (Includes drawing, painting, sculpture, craft). (If you use flame in your Visual Art activities (for example firing work or raku firing) you will need to also select Fire in Category 3.) (Visual Artist does not cover Face and/or Body Painters. If you need cover for this, please select Face and/or Body Painter in Category 2). 

category 2

  • Actor / Theatre performer / Theatre in Education Performer (Includes film & television acting. Includes voiceover work.) (Excludes walking tours.)
  • Burlesque artist
  • Children's Party Host / Entertainer  (If you are performing for a children's party in a private home, you will need this). 
  • Clown / Therapeutic (hospital) Clown
  • Dancer
  • Decorative Hair / Braiding 
  • DJ (excluding venue hire). (Includes a DJ who also plays videos to accompany the music). 
  • Escape  (Straitjacket, cling wrap, chains etc). 
  • Face and Body Painter (Includes henna painting, airbrush temporary tattooing). 
  • Juggling / Staff / Diabolo / Poi  (If any flame involved, you will also need to select Fire Acts - Category 3). 
  • Karaoke operator
  • Makeup Artist
  • Musician / Singer  (Covers an individual performing in solo, duo and ensemble acts. Includes cabaret, pubs, clubs. Singers who sing accompanied or acapella are listed as musicians even if you use no other instrument but your voice. (Subject to the combined performing / teaching income, including ticket sales from staging own shows, being limited to up to $400,000 for each insured Member). 
  • Plate spinning
  • Pavement Art
  • Physical Theatre 

category 3

  • Acrobat
  • Aerial Performer** (Excludes workshops and teaching. High Risk Teaching Extension available). 
  • Angle Grinding Acts  (Excludes workshops and teaching. High Risk Teaching Extension available). 
  • Acts including animals or birds  (Includes rabbits, doves, pet type animals, and non-hazardous snakes). 
  • Bed of Nails  (Excludes workshops and teaching. High Risk Teaching Extension available). 
  • Boomerang Throwing
  • Cooking Demonstrations  (Excludes workshops and teaching). 
  • Freelance Photographer / Photographic Assistant (Sole Traders only). (Includes events, portraits, commercial, performing arts).  
  • Fire acts and any act that uses a naked flame  (Excludes workshops and teaching. High Risk Teaching Extension available). 
  • Own body piercing  (Excludes workshops and teaching. High Risk Teaching Extension available). 
  • Parkour**  (Excludes workshops and teaching). 
  • Roller Skating / Skateboarding  (Excludes workshops and teaching). 
  • Stilt-walking
  • Sword swallowing (Excludes workshops and teaching. High Risk Teaching Extension available). 
  • Trick Rope / Lasso
  • Unicycling / Trick Cycling   
  • Whip-cracking 

** Claims that arise from other performers using equipment provided by a Duck for Cover member will not be covered under the policy.

category 4

Covering a Duck for Cover members freelance engagement in the following Live Production roles in Theatre or Music: 

  • Audio / Sound Engineer (live performance only)  (Setting up, operating, and monitoring sound systems for Live Production performances for Theatre or Music.) 
  • Choreographer
  • Choir Master
  • Conductor
  • Costume Designer
  • Director
  • Producer
  • Set Designer
  • Stage Manager
  • Tabletop Role Play Game Master  (Only covers the legal liability of the individual named in the certificate who is performing this role). 

Freelance is defined as Self Employed and hired to work for different companies on particular assignments. 

EXCLUDES: 

  • Film making in any capacity. 
  • Does not cover groups – you will need separate group cover for a group. 
  • The Duck Member policy covers only the legal liability of the individual named in the certificate who is contracted to the Live Production. 
  • The Live Production itself should have its own Public Liability Insurance. 

workshops and teaching

The Duck for Cover Public Liability policy automatically includes cover for claims arising from workshop/teaching activities OTHER than workshops/teaching which include any of the following activities:
Aerial Performers, Angle Grinding, Bed of Nails, Cooking Demonstrations, Fire Acts, Parkour, Roller Skating / Skateboarding, Sword Swallowing and Own Body Piercing.

You can arrange cover for workshops/teaching of the following activities as an extension: Aerial Performers, Angle Grinding Acts, Bed of Nails, Fire Acts, Sword Swallowing and Own Body Piercing.

This will leave Cooking Demonstrations, Parkour and Roller Skating / Skateboarding as the only approved performing activities for which members cannot be covered for Workshops and Teaching under the Duck for Cover Public Liability policy.

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