Rates for Individuals

All Duck for Cover members are covered under Public Liability policy.

The other policies are optional additional policies exclusively available to members covered under the Public Liability cover. They cannot be taken out independently.

The prices will be adjusted over the course of the policy year in recognition of the shorter time remaining on the policy. We'll let you know when the cheaper rates become available. 

Public and Products Liability Cover (Individual)
Personal Accident Cover (Individual)
Performing Equipment Cover (Individual)
High Risk Teaching Extension (Individual)
Professional Indemnity Cover (Individual)
Theatre Group and Community Performing Group Rates

payment

What you pay depends on:

• Whether you were a member of the 2023/2024 Duck for Cover policy.
• The highest category your activities fall into. (This determines the level of Public Liability and Personal Accident cover you pay for.)
• Whether you just need Public Liability Insurance or whether you also want additional covers.
• Check out some examples of how it works.

To check where your activities fall, check the Activities by Category page here. 

public and products liability cover (individual)

What is the highest category your selected activities fall into? This is the rate you pay regardless of how many activities you choose. 

CATEGORY 1	CATEGORY 2	CATEGORY 3
$78	$78	$103

high risk teaching extension

This is an optional extension available to individual members covered under the Public Liability policy.
Information on the High Risk Teaching extension is available here

Add $167

personal accident cover (individual)

DANCERS wishing to be covered for Personal Accident cover need to pay the Category 3 rate for Personal Accident.

Information on Personal Accident Cover is available here

	Category 1	Category 2	Category 3
Option 1	$55	$70	$86
Option 2	$77	$100	$123
Option 3	$99	$130	$160

performing equipment cover (individual)

Information on Performing Equipment Cover is available here

Option 1 - $5,000 (Limit $5,000 per item)	Add $99
Option 2 - $10,000 (Limit $5,000 per item)	Add $149
Option 3 - $20,000 (Limit $5,000 per item)	Add $231

professional indemnity cover

This is an optional policy. You can insure against Professional Indemnity relating to Financial Loss claims made agaisnt you from the teaching of your approved performing activities.

Information on Professional Indemnity Cover is available here

Applies to both Existing Members and New Members
$10,000,000 any one occurrence and $20,000,000 in the aggregate (shared by all members)	$12