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Canberra Wind Symphony ACT

Personal Accident Cover for Groups

optional personal accident cover for theatre groups and community performing groups

This optional policy provides limited weekly income protection to your group members if they are injured while performing with your group (including direct uninterrupted travel to and from).

basic information:

  • The policy covers group members for an accident sustained while performing as part of your group (including direct transit to and from).
  • Performing includes group rehearsals and group teaching.
  • The policy covers 85% of the group member’s lost performing income to the policy limit selected.
  • Volunteers will be covered while performing with the insured group and will be covered for their external income to a maximum of $250 per week.
  • You can select the benefit period of 26 weeks, 52 weeks or 104 weeks (lower benefit periods are provided to members over 64 years of age and volunteer group members not in receipt of Pre-Disability Earnings non income).
  • The policy covers Death & Capital Benefits (permanent injury) for the limit selected.
  • The first 14 days of lost income following an accident is not insured.
  • Worldwide cover for Australian citizens and permanent residents unless excluded by legislation (either local or overseas) or any of the following countries: Afghanistan, Burundi, Central African Republic, Chad, Chechnya, Cote d'Ivoire (Ivory Coast), Democratic Republic of Congo, Iran, Iraq, Israel, Libya, Mali, Niger, Somalia, Sudan, Syria or Yemen.
  • Overseas groups performing in Australia can become members of Duck for Cover BUT both the Public Liability and Personal Accident (if selected) policy will only cover them while they are performing in Australia and provided they are legally able to work in Australia.
  • No cover is provided for Pre-existing Conditions.

cover

option 1

option 2

option 3

capital benefits

  • Event 1 – Accidental Death

$25,000

$50,000

$75,000

  • Events 2-18 – Permanent Total Disablement

$25,000

$50,000

$75,000

  • Rehabilitation

$2,500

$5,000

$7,500

weekly injury benefit

  • Percentage of Salary

85

85

85

  • Max per week – Performing/Teaching earnings

$250.00

$500.00

$750.00

  • Max per week – Volunteers external earnings

$250.00

$250.00

$250.00

  • Deferral Period

14 Days

14 Days

14 Days

  • Benefit Period under 65 years of age

26 Weeks

52 Weeks

104 Weeks

  • Benefit Period 65 to under 75 years of age

13 Weeks

26 Weeks

52 Weeks

Weekly Sickness Benefits

Not insured

Not insured

Not insured

broken bones benefit

Max $500

Max $1,000

Max $2,000

home help benefit

(for volunteer group members not in receipt of Pre-Disability Earnings)

  • Maximum per week

$250.00

$250.00

$250.00

  • Benefit Period

26 Weeks

26 Weeks

26 Weeks

student tutorial benefit

(for volunteer group members not in receipt of Pre-Disability Earnings)

  • Maximum per week

$250.00

$250.00

$250.00

  • Benefit Period

26 Weeks

26 Weeks

26 Weeks

non-medicare medical expenses

(for volunteer group members not in receipt of Pre-Disability Earnings)

  • Maximum Benefit

$500.00

$750.00

$1,000.00

  • Excess

$50.00

$50.00

$50.00

Please check the Rates for Groups page for the prices.

Our Policies:

  • Public and Products Liability
  • Personal Accident Cover Individual
  • Performing Equipment Cover
  • Professional Indemnity Cover
  • High Risk Teaching Extension
  • Rates for Individuals
  • Cover for Groups
  • Rates for Groups
  • Personal Accident Cover for Groups
 
 
Apply for Duck!
 

Policy Information

  • Public Liability Cover
  • Personal Accident Cover

Our Brokers



Our Public Liability Insurers

Allianz Australia Insurance Limited

Contact Information

Phone (03) 9439 5991
Email admin@duckforcover.com.au
Postal Address
PO Box 969,
Eltham, VIC 3095
 
Copyright © Duck for Cover Entertainers Group Inc. 2021 | All Rights Reserved
Incorporated in Victoria (A0037200A) - ABN: 56 656 723 863