By becoming a member of Duck for Cover you are joining master insurance policies held by Duck for Cover on behalf of members.
The insurance policies that you select as part of your membership are not cancellable and refunded premiums are not provided by insurers.
The reason the insurance policies cannot be cancelled by individual members is twofold: -
Members are able to use their certificate of currency once issued for the full period of insurance.
Principals hiring your act and the venues where you perform will be satisfied that you are insured until expiry and that their interest will be covered.
In summary, the premium payable for a Duck member is the same regardless of whether the cover is needed for a single day or for the full 12 months.